The Pew Research Center finds that most Americans felt that their personal financial situations were in decline before Barack Obama took office, but those sentiments stabilized after 2008.
In fact, the only deciding factor is which party you tend to support.
Republicans consistently rate their personal finances more positively than do Democrats or independents, largely reflecting Republicans' higher average income levels. But the gap has narrowed since the start of the recession in December 2007, as Republicans have come to view their financial situations less positively.
Before the recession in November 2007, 68% of Republicans said their personal financial situation was excellent or good, compared with 47% of independents and 38% of Democrats. In the June 2012 survey, 49% of Republicans rated their finances as excellent or good, compared with 38% of independents and 41% of Democrats.